Cost guide · 1 BHK · Mumbai region
₹7–17L
Total project · 7–17 lakhs · ex. white goods
What a 1 BHK actually costs in the Mumbai region.
Carpet area
350 sqft ref
Per sqft rate
₹1,950–3,500
Delivery
~3 months
Typical spread
+6 to +12%
01 · THE HONEST ANSWER
Why a compact flat isn’t a cheap flat.
The number depends on two things — scope (new flat vs renovation) and finish grade. Below: how each trade moves the total, what each scope includes, and the five mistakes that inflate the final invoice past the BOQ.
The call we get from compact buyers and second-home owners. The honest answer: a 350 sqft flat costs ₹6.8 lakhs with new-flat scope and ₹9.5 lakhs if renovation civil is involved.
Add a premium finish grade and both numbers climb further. A 1 BHK is small in area but not in decisions — the kitchen and the wardrobe still carry the bulk of the spend, and the lighting plan, the stone choices, and the lead times move the total just as they would in a larger home.
50+
Homes delivered
7
CLARITY gates
100%
BOQ itemized
47
Handover checks
02 · WHERE THE MONEY GOES
One bar. Six trades.The whole budget.
The split holds for every 1 BHK — whether new flat at ₹6.8L or renovation at ₹9.5L. Civil & finishes applies only when walls open; on a new-possession flat that slice moves into modular and furniture.
Modular 42%
Civil 18%
Furniture 16%
Elec 12%
7%
5%
Modular & joinery
42%
Kitchen + three wardrobes. The bulk of every 3 BHK.
Furniture & soft
16%
Sofa, dining, three beds, curtains, blinds.
Furniture & soft
16%
Sofa, dining, three beds, curtains, blinds.
Electrical & lighting
12%
Points, wiring, fixtures, cove + track.
Electrical & lighting
12%
Points, wiring, fixtures, cove + track.
Design fee
7%
Drawings, specification, site supervision.
Modular & joinery
42%
Kitchen + three wardrobes. The bulk of every 3 BHK.
Civil & finishes
18%
Reno only — demolition, tiling, waterproofing.
Furniture & soft
16%
Sofa, dining, three beds, curtains, blinds.
Electrical & lighting
12%
Points, wiring, fixtures, cove + track.
Design fee
7%
Drawings, specification, site supervision.
Contingency
5%
Visible in the BOQ. Unspent, it is returned.
03 · NEW FLAT VS RENOVATION
Same flat. Two scopes.
A new-possession flat and a 15-year-old renovation — same 350 sqft, different cost because different work. Civil & finishes is the entire gap between the two columns.
SCOPE · NEW FLAT
₹6.8L
350 sqft × ₹1,950 / sqft
Modular
Joinery
Finishes
Furniture
Process
Excludes
SCOPE ·RENOVATION
₹8.5–9.5L
₹6.8L + 25–40% civil
Demo
Plumbing
Tiling
Civil
Liaison
Buffer
Actual cost depends on material grade, vendor selection and scope additions. Final number confirmed by BOQ after the design phase.
A REAL BOQ
The number on the paper. Line by line.
Below is a real BOQ from a delivered 1 BHK project — sections, items, units, rates. Client name, address and a handful of specific rates are redacted; the structure is exactly what you’d receive at Gate 03 before signing. Sample format — use it to compare what you’re being shown elsewhere.
